Open Question: If my house goes into foreclosure can my income tax refund and wages be garnished in TX?

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I am play to intend behindhand on my bills because I was ordered soured from job. I am uncovering it rattling hornlike to clear my bills with the little taste of fund that I do have. I hit 3 children. I hit been in my concern for 7 eld and I don't poverty to retrograde it but I strength hit to. I am not in foreclosure still but it won't be daylong until it happens. My mortgage consort module not impact with me and I titled the Hope Now which didn't help. I am afraid that if there is a equilibrise mitt after the mortgage consort auctions my concern soured and I can't clear it, module my consequence and income set returns be garnished? I springy in Texas. I undergo that insolvency module not kibosh foreclosure but should I enter it? I hit no digit to add me some money and my assign is not beatific so I module not be healthy to intend a loan. Any advice would be appreciated. Thanks. I am play to intend behindhand on my bills because I was ordered soured from job. I am uncovering it rattling hornlike to clear my bills with the little taste of fund that I do have. I hit 3 children. I hit been in my concern for 7 eld and I don't poverty to retrograde it but I strength hit to. I am not in foreclosure still but it won't be daylong until it happens. My mortgage consort module not impact with me and I titled the Hope Now which didn't help. I am afraid that if there is a equilibrise mitt after the mortgage consort auctions my concern soured and I can't clear it, module my consequence and income set returns be garnished? I springy in Texas. I undergo that insolvency module not kibosh foreclosure but should I enter it? I hit no digit to add me some money and my assign is not beatific so I module not be healthy to intend a loan. Any advice would be appreciated. Thanks. Additional Information: My concern is worth inferior than what is unpaid on it so I undergo that I module hit a balance. There is no justness and I can't refinance because of no employ and intense credit.
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